On Top Roofing FAQs

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Don’t know what to do about your roof damage? Have questions about our services? Worried about insurance coverage? Our FAQ will give you the confidence to make important decisions about your roof.

Insurance and roofing claims

What types of roof damage are typically covered by insurance?

Most homeowners' insurance policies cover damage caused by severe weather events, such as hail, wind, and heavy storms. Our agents help you review your policy and determine whether your roof damage qualifies for coverage.

How long do I have to file a claim after roof damage?

Every insurance provider is a little different, but most require claims to be filed within a limited time frame after damage occurs. We recommend contacting both your insurer and On Top Roofing as soon as you notice any issues.

Will filing a roofing claim increase my insurance premiums?

Usually, no, especially for storm damage, which is considered an “act of God” and outside your control. Still, it’s a good idea to confirm details with your provider.

Do I need multiple quotes for my insurance claim?

Not necessarily. On Top Roofing works directly with most Utah home insurance companies, which usually streamlines the claim process. You can get straight to your roof replacement process instead of chasing down multiple bids.

Roofing materials and options

What types of roofing do you offer?

We install asphalt shingles, metal roofing, tile roofing, and other durable options designed to suit your home and budget. Because On Top believes that the quality of our work starts with the materials, our teams only use high-grade materials that last.

How do I know which roofing material is best for my home?

Our team will help you choose based on your goals. What you select may change based on factors like long-term durability, affordability, or a specific look or aesthetic. During your estimate, we walk you through all the options.

Are your roofing materials covered by warranty?

Yes. Most materials come with manufacturer warranties ranging from 20 to 30 years. We back our workmanship with a reliable warranty, too. All of our new roofs come with a 5-year labor warranty to protect you from any unlikely defects.

Roof repair and maintenance

How can I tell if my roof needs to be repaired or replaced?

Signs like missing shingles, sagging areas, water stains on ceilings, or visible damage are red flags. We offer honest inspections and will only recommend a replacement if it’s the most cost-effective solution.

Do you offer roof maintenance services?

Yes, we offer affordable routine maintenance to help extend the life of your roof and avoid bigger issues later. If it’s an emergency, contact us right away. We’ll assess the damage quickly and help protect your home from further harm.

Ready to protect your home with On Top Roofing?

Let’s get started. Our local team will walk you through everything from insurance to installation. Get a free quote to get the ball rolling!