On Top Roofing Financing

Dependable, affordable roofs done right.

Get your dream roof with affordable financing options at your fingertips. With flexible GreenSky financing choices, you can have the roof you want without straining your budget.

Your Financing Options with GreenSky

We want you to have the roof of your dreams at a price point you love. That’s why we have financing options with GreenSky to make the roofing process easier and less stressful. You can choose between two payment plans to help give you the flexibility you need.

No Interest if Paid in Full within 12 Months¹

If you pay off your roof within 12 months, there’s no interest! This option lets you spread out the payment over the course of a year without having to deal with accumulated interest and a heftier overall cost.³
Get Pre-Approved

Fixed Rate 11.99% for 180 months²

Choose a loan plan with a great fixed rate to make repayment easier, so you can get your roof without the stress. With a fixed rate 11.99% for 180 months, you won't have to worry about drastically rising interest rates as you pay.³
Get Pre-Approved
1.
Plan 2611. Rates range from 17.99% - 24.99% APR. Loan amount and rate will vary based on your income and creditworthiness. 12 month promotional period ("Promo Period") during which interest is billed but will be waived if the amount financed is paid in full before Promo Period expires. Monthly payments are required during the Promo Period, but making only the required monthly payments will not pay off the amount financed by Promo Period expiration date. Any unpaid balance and amounts owed after Promo Period will be paid over 24 monthly payments. For example, assuming the full credit limit is used on loan approval date, for every $1,000 financed at 24.99% APR, 36 monthly payments of $39.76.
2.
Plan 1519. Loan term is 180 months at fixed rate of 11.99% APR. For example, assuming the full credit limit is used on loan approval date, for every $1,000 financed at 11.99% APR, 180 monthly payments of $12.00.
3.
Subject to credit approval. These examples are estimates only. Actual payment amounts based on amount and timing of purchases. Call 866-936-0602 for financing costs and terms.
GreenSky® program consumer loans are made by Synovus Bank, Member FDIC, NMLS #408043, without regard to age, race, color, religion, national origin, gender, disability, or familial status. GreenSky Servicing, LLC ("GSS", NMLS #1416362, www.nmlsconsumeraccess.org) is a financial technology company that manages the GreenSky® program by supporting originations and servicing the loans on behalf of banks and other financial institutions that make or hold program loans.
GreenSky® is a registered trademark of GreenSky, LLC and is licensed to banks and other financial institutions for their use in connection with the GreenSky® program. GreenSky LLC and GSS are not lenders. All credit decisions and loan terms are determined by program lenders.

Need a Roofing Estimate First?

Ready to get an affordable roof for your home with On Top Roofing? Fill out the form below, and get your free quote. 
Estimate Form

On Top Roofing Services

Your roof is the frontline of your home’s defense against the elements. We build long-lasting roofs with high-quality materials at competitive pricing. Need a brand new roof, or just looking to keep yours strong? On Top Roofing is here to help.
(801) 879-1660
On Top Roofing
1885 S Milestone Dr
Suite C
Salt Lake City, UT 84104
On Top Roofing Idaho
10020 W Fairview Ave
Suite 104
Boise, ID 83704
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© 2026 On Top Roofing — Operated by On Top Roofing, LLC (UT) and On Top Roofing Idaho, LLC (ID)
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